Towing and Insurance
North Ogden towing can get quite expensive. When you get into an accident, you may be surprised to find out that the charges aren’t covered by your insurance company. Avoid this by paying the small fee to include towing in North Ogden by Ogden Tow with your insurance, and follow this guide to getting towing insurance.
Check if you already have towing coverage
Too many people don’t even know if towing is covered with their policy. Call your insurance company and ask about whether towing is included. Also, ask if the towing costs are covered or if towing and labor are covered. You definitely want to have both covered, but remember that labor will only cover small situations such as changing a tire or bringing you gas. These costs increase when you find yourself stuck on the side of the road, so ask if that’s covered as well. Finally, towing may only be covered under certain situations. Ask when your towing costs will be covered and when they will not be covered.
Pay for the towing coverage
When it comes to paying for insurance, people want to pay as little as possible. That’s understandable, but towing is an extremely small cost for the value that it provides. Typically, it will only cost you anywhere from $3 - $15 a year to include towing insurance on your vehicle.
Auto Clubs and warranty
Many companies such as AAA cover towing expenses. Many warranties and vehicle service contracts may include towing costs as well. Read your agreement carefully because companies vary greatly on what they will cover and when. Call and ask if you need any clarification.
Towing for reasons other than an accident
Insurance will not cover towing costs for illegal parking or an excessive amount of unpaid tickets. If you experience this situation, that doesn’t mean that your insurance company isn’t involved. In these situations, your insurance may increase by forcing you into a high risk category.